To those of you who are confronted with overwhelming debt problems
My Name is J. Michael Combs

I practice law in Nashville, Tennessee.  I am a certified specialist in the practice of Consumer Bankruptcy Law.  Over the years, I have assisted thousands of people in untangling themselves from overwhelming debt - in getting a fresh start. As of October 17, 2005, I became known as a Debt Relief Agency (DRA) because I assist people in filing for bankruptcy.  I will bear this title pursuant to the Bankruptcy Reform Act of 2005.

Let me say that because of the implementation of new laws regarding bankruptcy, there are many mistaken ideas about filing for bankruptcy now.  While there are more constraints, your bankruptcy law specialists are working hard to make this process as easy as possible for you.  We have in Middle Tennessee a group of attorneys who have formed an organization which allows these attorneys to constantly share their findings and ideas as to how to make the process easier and more obtainable.  I am currently President of this group called MACBA (Middle Tennessee Consumer Bankruptcy Attorneys), and we meet on a regular basis as well as share on an email group.  Our goal is to aggressively assert the rights, and those rights do, in fact, still exist, of people filing bankruptcy.

Yes, you do have to do consumer credit counseling prior to filing bankruptcy, however, that, as well as many other concepts regarding filing bankruptcy, has been much overblown.  The fact is that you can do your counseling online in about 15 minutes, and I have someone employed in my office who will take you through every step of that online process when you come in to file.  Do not let concerns about lengthy counseling sessions or computer literacy affect your decision.  We make that as easy as possible for you.

Any other questions that arise regarding your rights, what you can keep, whether or not you should file a Chapter 7 or a Chapter 13, etc. are addressed, and I do my best to accomodate your wishes.

If you live in the Middle Tennessee area, and you feel that you need the assistance of an attorney after you read the pages on this site, please call my office and set up an appointment.  The consultation is free, and you are under no obligation once the consultation is ended.

I look forward to meeting you and discussing your financial future.


Step Into My Office
Contact Info Why You Need a Certified Attorney
Address, telephone number and fax number

Email - jmichaelcombs@bellsouth.net
Why You Need a Certified Attorney

The American Board of Certification

Find a Certified Bankruptcy Attorney in Your State
For Your Information You Will Need An Appointment
A Checklist for Debtors and Their Attorneys

Directions to My Office

Map
Make an Appointment With my Office
The consultation is free
Be sure and read the Checklist for Debtors and Their Attorneys
to prepare for your appointment if it is scheduled on or after October 17, 2005.




Disclaimer





Kate talks about her overwhelming debt experience.


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Nashville, Tennessee - Telephone - (615) 662-1744 - Email fayecombs@comcast.net